We offer construction, development, and bridging loans to borrowers in England and Wales.
We have a full spectrum of lending products from ground-up construction finance to liquidity release finance.
We focus on good quality, experienced Small and Medium Sized Enterprise (SME) property developer customers.
| Product Guide | ||||||
|---|---|---|---|---|---|---|
| Finish & Exit | Refurb (Light)* | Refurb (Heavy)* | Ground UP – (SME) | Large Multi Unit | Resi-Bridging | |
| Standard Pricing | From 0.70% pcm | From 0.65% pcm | From 0.75% pcm | From 0.65% pcm | From 0.65% pcm | From 0.65% pcm |
| Loan Size | £750K – £5M | £500K – £2.5M | £400K – £3M | £1M – £5M | £5M – £25M | £250K – £5M |
| Max LTV / LTGDV | 70% LTGDV | 75% LTGDV | 65% LTGDV | 70% LTGDV | 70% LTGDV | 75% LTV |
| Max LTC | 85% | 85% | 80% | 85% | 85% | n/a |
| Max Loan Term | 15 Months | 15 Months | 18 Months | 18 Months | 18 Months | 18 Months |
| Arrangement Fee | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% |
| Exit Fee | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
| Borrower | personal / individual / foreign nationals / UK limited companies | |||||
*
Refurb Light – non structural
Refurb Heavy – structural
