UK Bridging

We offer loans from £250,000 to £5m for terms of up to 24 months. Additionally, we also offer up to 75% loan to value (LTV) secured as a first charge against a property or properties depending on your clients’ circumstances.

Bridging loans may or may not be time critical, but we pride ourselves on getting deals done no matter how long it may take.

Product Guide
Small Plex Built
Minimum Loan £250,000 £250,000 Day 1 – £500,000
Maximum Loan £750,000 £5,000,000 £5,000,000
Term 3 – 12 months 6 – 24 months 6 – 24 months
LTV & LTC Lower of CMV & Purchase Price Lower of CMV & Purchase Price 85% Loan to Cost (LTC)
Max LTV 75% 70% 75% (LTGDV)
Rate From 0.60% pcm From 0.70% pcm From 0.65% pcm
Interest Retained Only Retained; Serviced Retained Only
Borrower UK Residents, Companies Foreign Nationals, Companies; Credit Impaired; UK Residents, Companies
Property Residential Residential; Mixed Use; Portfolios; HMOs Residential
Refurbishment Not Permitted Not Permitted Permitted
Charge 1st Charge Only
Facility Fees Arrangement Fee 2% | External Valuation Fee | External Legal Fee | External QS Fee 1
Admin Fees £350 per Property + £350 per Guarantor Bespoke £350 per Property + £350 per Guarantor + £500 Project DD
British home

Contact us

You can contact us by calling +44 (20) 808 95279 or by e-mail enquiries@ibfg-europe.com

Sign up for our newsletter to be kept in the loop!